The Complete Guide to Marine Surveys
Your boat or yacht is likely to be one of the more valuable possessions that you own. In many cases, it is held as a capital investment which is second only to your house. So it is sensible to have the boat inspected for any potential problems. A marine survey should be completed by an experienced and competent marine surveyor.
Cetec Marine Ltd offer a range of motor boat and yacht surveys. We are based in Surrey but travel to all waterways throughout the UK to conduct marine surveys.
We offer marine surveys for boats that are usually between 7m and 25m. We work with boats from the commercial and leisure sector as well as private or corporate clients.
Our boat surveys are tailored to the individual client. Each survey is completed for the specific purpose of our client's requirements. These can be Insurance surveys, Pre-purchase surveys or accident damage surveys.
Whether it is a high performance, sail or power boat, we can provide a survey to suit your needs. Our reputation and experience will ensure that you are confident in your investment. All communication and correspondence are treated in the strictest confidence.
- Pre-Purchase Surveys
- Insurance Damage Surveys
- Insurance Renewal Surveys
- Accompanied Viewings
- Osmosis Inspections
- Winter Layup & Prelaunch Inspections
- Pre Inspection Viewings
- Tonnage Measurements
- Hull and Deck Surveys
- General Consultancy
- Engine & Drive Inspections
Cetec Marine Ltd are members of the International Institute of Marine Surveying (IIMS). International Institute of Marine Surveying are the industry-leading professional organisation for marine surveyors.
We remain focused on our clients’ interests, We work to provide bespoke services to the highest standards within the industry.
We encourage our clients to keep in contact. We can continue to offer ongoing advice for your boat or yacht. Customers will find our company responsive, approachable and enthusiastic.
Work is carried out according to the IIMS Code of Practice. We work independently of agencies and brokers. We also carry full public liability and professional indemnity insurance.
The survey reports are in-depth and objective. They are tailored to each customer and consider your needs. The survey is detailed with realistic advice that focuses on safety and serviceability.
Our standard pre–purchase marine survey is tailored to the purchaser instead of the insurance company. We offer a reporting format that is easily understood by the expert and novice alike.
The items listed below are covered under a standard Pre-Purchase survey. This may vary according to the type of boat and the requirements agreed on before the survey is carried out.
Details Of Vessel
Hull, Deck And Structure
Steering, Stern Gear And Skin Fittings
Accommodation And Onboard Systems
An insurance renewal survey is carried out for the benefit of your insurance company. From this information, insurers can determine if the boat is an acceptable insurance risk. The insurance survey is not as comprehensive as the full pre-purchase survey.
It is known as a structural condition survey. It will focus on the structural integrity of the boat. The age and condition of the mast and rigging will be inspected. The fire fighting equipment, gas system, the hoses and seacocks will all be examined for safety.
Most insurance companies require a survey after the boat is fifteen to twenty years old. It will then be required again every five to seven years afterwards. The boat will need to be out of the water for the insurance survey.
Vessels which measure up to twenty-four metres Load Line Length can be measured by I.I.M.S. and Y.D.S.A. This excludes Fishing Vessels. Tonnage is measured using the simplified method. This is calculated by measuring the depth, length and breadth.
The measurement procedure for boats under twenty-four metres is different. Metric measurements are now used to the nearest centimetre rather than the foot. The Tonnage calculation is as follows:
Length x Breath x Depth x 0,16
A professional valuation is required to ensure the required details are submitted. This will allow an informed decision to be made by all interested parties who requested the valuation.
A boat valuation may be required for a range of reasons.
- To insure the boat for the next year, at the current market value
- To find the current market value of the boat
- For Finance purposes
- To use the market value to make an informed decision whether to sell the vessel
- A Finance company may request an update of the market value. This will assist them in their decisions
- Other reasons, understood by the interested parties
- Valuations which are required by Insurance Companies
When you request a valuation, it is important to state who it should be addressed to. You should state what purpose the valuation is required for and to who the invoice is to be addressed to.
There is no point in insuring the boat for higher than the current market value. Although you may require it for an agreed amount stated within the Insurance policy.
Boat Finder Survey
This is a brief inspection of a potential boat for purchase. An inspection can be carried out on a range of similar vessels so that you can reduce the selection before conducting a full survey.
We will comprehensively review the vessel. The standard of fixtures and fittings and finish is inspected. We will highlight what we deem to be acceptable. We will also advise what needs to be reviewed. We will usually take the boat out on a sea trial.
Following the survey, the marine surveyor will prepare a detailed report. This is based on the structure. The conclusion of the report includes our recommendations.
Hull, Deck and Structure
Rudder and Steering
Main Companionway and other Accesses
Rig and Spars
Damage Surveys are commonly required by an insurance company. This will assess the level of damage to a boat as a result of an accident. The surveyor will complete a thorough examination. They will then report on the boat condition. The report will include repair recommendations, probable causes of damage and an estimated cost of the repairs. This will require liaising with repairers, boat yards, transportation specialists and the client.
Typical types of damage investigated in the survey include:
- Boat Trailer Accidents
- Leaking Fuel Tanks
- Severe Weather
- Fire / Arson
- Pollution Mitigation
- Striking Submerged Objects
- Mechanical Problems
A damage survey report typically includes:
- If no estimates, Preparation of a Damage Appraisal
- Reported circumstances of the damage
- Opinion as to the cause of loss
- Identification and description of the vessel and its condition
- Statements from owners, operators and witnesses
- Description of damages
- Pre-Loss and Post-Loss valuation of the vessel
- Review of repair estimates for reasonableness
Some vessels may have sustained damage below the waterline during the season. This may only become evident following a layup and lift out.
The surveyor will examine the keel stern gear, engine and hull. They will create the report to include any work that may be necessary.The type of work required will be commented on. This will include the time and cost required.
Many boat owners complete their own winterisation. However, they will usually require reassurance of the safety of their vessel for the forthcoming season.
A marine surveyor will give your vessel a safety check before launch. The areas that will be included are:
Engine / safety equipment / running rigging / bow thrusters / propeller / rudder / stern gear / bearings / keel / standing rigging
A verbal report is initially provided. This is followed by a written one. This will confirm the details that may require attention prior to launch.
We recommend that this check is completed at least two weeks before launch. This will allow enough time to facilitate any work that is required.
We hope you have found our guide to marine surveys useful. If you require a boat survey in Surrey or the UK Cetec Marine Ltd visit all UK waterways.